Best UAE Credit Card for ENOC
ENOC (Emirates National Oil Company) operates petrol stations across Dubai and the Northern Emirates. A primary fuelling choice for Dubai residents and commuters.
Cards ranked by effective return at ENOC
Sorted by effective Fuel rate (highest first). MCC code 5541.
| Card | Rate at ENOC | Monthly Cap | Annual Fee | Notes |
|---|---|---|---|---|
|
1
|
2% pts equiv. | AED 1,000 /mo | No fee | 2 TouchPoints/AED at ADNOC and ENOC |
|
2
Emirates NBD
Emirates NBD Lulu Titanium
|
2% pts equiv. | AED 500 /mo | No fee | 2% cashback on fuel |
|
3
Citibank
Citi Cashback Credit Card UAE
|
2% cashback | AED 500 /mo | AED 300 | 2% at UAE fuel stations |
|
4
Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
|
2% cashback | AED 500 /mo | AED 300 | 2% at UAE fuel stations |
|
5
Emirates Islamic
Emirates Islamic Cashback Card
|
2% cashback | AED 500 /mo | AED 300 | 2% cashback at UAE fuel stations |
|
6
Dubai Islamic Bank
Dubai Islamic Bank Cashback Card
|
2% cashback | AED 500 /mo | AED 300 | 2% at UAE petrol stations |
|
7
RAK Bank
RAK Bank Titanium Credit Card
|
1.5% cashback | AED 500 /mo | AED 300 | 1.5% cashback on fuel |
|
8
Standard Chartered
Standard Chartered Manhattan Platinum
|
1.5% cashback | AED 500 /mo | AED 500 | 1.5% at UAE fuel stations |
What you could earn
Based on a typical AED 350 monthly spend at ENOC, using the top-ranked card:
Calculated using ADCB TouchPoints Platinum at 2.0% points. Monthly cap: AED 1,000. Verify current rates with your bank.
Why card choice matters at ENOC
UAE residents can earn significantly different reward rates at ENOC depending on their credit card. The spread between the best and worst card at this merchant is up to 2% versus the generic 0.75% fallback rate — a difference of AED 4 per month on a typical AED 350 monthly spend.
Fuel spend is relatively inelastic — UAE commuters fill up regularly regardless of price. The right card turns a fixed cost into a rebate.
Head-to-head comparison
Compare the top two cards for Fuel spend side by side.