First Abu Dhabi Bank · Mastercard
FAB Cashback Platinum
UAE credit card with up to 4.5% cashback. AED 300/year.
Reward rates by category
| Category | Effective Rate | Monthly Cap | Notes |
|---|---|---|---|
| Groceries | 3% cashback | AED 1,500 /mo | 3% cashback on grocery spend |
| Travel | 4.5% miles equiv. | AED 8,000 /mo | ~4.5% AED-equivalent miles (1 mile ≈ AED 0.03) |
| Online Shopping | 3% cashback | AED 1,500 /mo | 3% cashback on online purchases |
| Everyday | 1% cashback | No cap | 1% cashback on all other spend |
Rates verified 2026-05-02 from First Abu Dhabi Bank official page.
Key benefits
- 3% cashback on groceries and online shopping
- 4.5% AED-equivalent miles on travel
- Cashback credited monthly — no points conversion needed
- Airport lounge access with Priority Pass
- Complimentary travel insurance
Where this card excels
This card ranks in the top 3 for the following UAE merchants: