Head-to-head · UAE Credit Cards

ADIB Visa Cashback Car vs Cashback Credit Card U

ADIB Visa Cashback Card (Abu Dhabi Islamic Bank) vs HSBC Cashback Credit Card UAE (HSBC) — side-by-side UAE credit card comparison across all spend categories.

5 categories compared Visa · Visa

Overview

Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
1 category won
AED 300/yr
vs
HSBC
HSBC Cashback Credit Card UAE
1 category won
AED 300/yr
Even match: Both cards win equal categories. Your spending mix determines the better choice.

Reward rate comparison

Category winner highlighted in green. A "—" means the card has no verified rate for that category.

Category ADIB Visa Cashback Card Cap HSBC Cashback Credit Card UAE Cap
Groceries 2% cashback AED 1,500 /mo 2% cashback AED 1,500 /mo
Dining 3% cashback WINNER AED 1,000 /mo
Online Shopping 2% cashback AED 1,500 /mo 2% cashback AED 1,500 /mo
Fuel 2% cashback WINNER AED 500 /mo
Everyday 1% cashback No cap 1% cashback No cap
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.

Best card for specific merchants

See how these cards rank at specific UAE merchants:

Let Sikka pick between these cards — automatically

Tell Sikka what you spend on and where. We tell you which card wins, transaction by transaction.

Join the waitlist