Head-to-head · UAE Credit Cards

Cashback Card vs Lulu Titanium

Emirates Islamic Cashback Card (Emirates Islamic) vs Emirates NBD Lulu Titanium (Emirates NBD) — side-by-side UAE credit card comparison across all spend categories.

4 categories compared Mastercard · Mastercard

Overview

Emirates Islamic
Emirates Islamic Cashback Card
0 categories won
AED 300/yr
vs
Emirates NBD
Emirates NBD Lulu Titanium
1 category won
No fee
Overall edge: Emirates NBD Lulu Titanium wins 1 of 4 compared categories. 3 ties. The best card for you depends on where you actually spend most.

Reward rate comparison

Category winner highlighted in green. A "—" means the card has no verified rate for that category.

Category Emirates Islamic Cashback Card Cap Emirates NBD Lulu Titanium Cap
Groceries 3% cashback AED 2,000 /mo 5% pts equiv. WINNER AED 3,000 /mo
Online Shopping 2% cashback AED 1,500 /mo 2% pts equiv. AED 1,500 /mo
Fuel 2% cashback AED 500 /mo 2% pts equiv. AED 500 /mo
Everyday 1% cashback No cap 1% pts equiv. No cap
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.

Best card for specific merchants

See how these cards rank at specific UAE merchants:

Let Sikka pick between these cards — automatically

Tell Sikka what you spend on and where. We tell you which card wins, transaction by transaction.

Join the waitlist