Best UAE Credit Card for Etihad Airways
Etihad is Abu Dhabi's flag carrier and a top airline for UAE residents flying from Abu Dhabi International Airport. Earns Etihad Guest miles.
Cards ranked by effective return at Etihad Airways
Sorted by effective Travel rate (highest first). MCC code 3006.
| Card | Rate at Etihad Airways | Monthly Cap | Annual Fee | Notes |
|---|---|---|---|---|
|
1
First Abu Dhabi Bank
FAB World Elite Mastercard
|
6% miles equiv. | AED 15,000 /mo | AED 2500 | 6% AED-equivalent miles on all travel |
|
2
Emirates NBD
Emirates NBD Skywards Infinite
|
5% miles equiv. | AED 10,000 /mo | AED 1800 | ~1.5 Skywards miles/AED on Emirates & partners |
|
3
First Abu Dhabi Bank
FAB Cashback Platinum
|
4.5% miles equiv. | AED 8,000 /mo | AED 300 | ~4.5% AED-equivalent miles (1 mile ≈ AED 0.03) |
|
4
Mashreq
Mashreq Traveller Credit Card
|
4% miles equiv. | AED 8,000 /mo | AED 700 | 4% AED-equivalent miles on flights and hotels |
|
5
Commercial Bank of Dubai
CBD Visa Infinite
|
3% cashback | AED 5,000 /mo | AED 1500 | 3% cashback on travel and hotels |
|
6
National Bank of Fujairah
NBF Visa Infinite
|
3% pts equiv. | AED 5,000 /mo | AED 700 | 3% AED-equivalent on travel bookings |
|
7
|
2% pts equiv. | AED 8,000 /mo | No fee | 2 TouchPoints/AED on airlines & hotels |
What you could earn
Based on a typical AED 2,500 monthly spend at Etihad Airways, using the top-ranked card:
Calculated using FAB World Elite Mastercard at 6.0% miles. Monthly cap: AED 15,000. Verify current rates with your bank.
Why card choice matters at Etihad Airways
UAE residents can earn significantly different reward rates at Etihad Airways depending on their credit card. The spread between the best and worst card at this merchant is up to 6% versus the generic 0.75% fallback rate — a difference of AED 131 per month on a typical AED 2,500 monthly spend.
Emirates and Etihad miles have among the best long-haul redemption values in the world when redeemed correctly.
Head-to-head comparison
Compare the top two cards for Travel spend side by side.