Dubai First · Mastercard
Dubai First Titanium Cashback
UAE credit card with up to 2% cashback. AED 200/year.
Reward rates by category
| Category | Effective Rate | Monthly Cap | Notes |
|---|---|---|---|
| Groceries | 2% cashback | AED 2,000 /mo | 2% cashback on grocery spend |
| Dining | 2% cashback | AED 1,000 /mo | 2% cashback on dining |
| Everyday | 1.5% cashback | No cap | 1.5% cashback on all other eligible spend — no cap |
Rates verified 2026-05-02 from Dubai First official page.
Key benefits
- 1.5% uncapped everyday cashback — best base rate in UAE
- 2% on groceries and dining
- Low AED 200 annual fee
- Cashback credited monthly
- Free supplementary cards
Where this card excels
This card ranks in the top 3 for the following UAE merchants: