Head-to-head · UAE Credit Cards
Titanium Cashback vs Lulu Titanium
Dubai First Titanium Cashback (Dubai First) vs Emirates NBD Lulu Titanium (Emirates NBD) — side-by-side UAE credit card comparison across all spend categories.
Overview
Dubai First
Dubai First Titanium Cashback
2 categories won
AED 200/yr
vs
Emirates NBD
Emirates NBD Lulu Titanium
3 categories won
No fee
Overall edge: Emirates NBD Lulu Titanium wins 3 of 5 compared categories.
The best card for you depends on where you actually spend most.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | Dubai First Titanium Cashback | Cap | Emirates NBD Lulu Titanium | Cap |
|---|---|---|---|---|
| Groceries | 2% cashback | AED 2,000 /mo | 5% pts equiv. WINNER | AED 3,000 /mo |
| Dining | 2% cashback WINNER | AED 1,000 /mo | — | — |
| Online Shopping | — | — | 2% pts equiv. WINNER | AED 1,500 /mo |
| Fuel | — | — | 2% pts equiv. WINNER | AED 500 /mo |
| Everyday | 1.5% cashback WINNER | No cap | 1% pts equiv. | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.