Emirates NBD · Mastercard
Emirates NBD Flex Cash
UAE credit card with up to 2% cashback. No annual fee.
Reward rates by category
| Category | Effective Rate | Monthly Cap | Notes |
|---|---|---|---|
| Groceries | 2% cashback | AED 1,500 /mo | 2% cashback on grocery purchases |
| Dining | 2% cashback | AED 1,000 /mo | 2% cashback on dining |
| Online Shopping | 2% cashback | AED 1,500 /mo | 2% on online shopping |
| Everyday | 1% cashback | No cap | 1% on all other eligible spend |
Rates are approximate — verify with Emirates NBD before applying.
Rates shown are based on publicly available information as of 2026-05-02. Verify current rates with Emirates NBD before applying. Reward rates, monthly caps, and fee waivers change without notice. This page is informational only and does not constitute financial advice.
Key benefits
- No annual fee
- 2% across groceries, dining, and online
- Flexible repayment options
- Emirates NBD digital banking integration
- Instant cashback to account