Head-to-head · UAE Credit Cards
Flex Cash vs Lulu Titanium
Emirates NBD Flex Cash (Emirates NBD) vs Emirates NBD Lulu Titanium (Emirates NBD) — side-by-side UAE credit card comparison across all spend categories.
Overview
Emirates NBD
Emirates NBD Flex Cash
1 category won
No fee
vs
Emirates NBD
Emirates NBD Lulu Titanium
2 categories won
No fee
Overall edge: Emirates NBD Lulu Titanium wins 2 of 5 compared categories.
2 ties.
The best card for you depends on where you actually spend most.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | Emirates NBD Flex Cash | Cap | Emirates NBD Lulu Titanium | Cap |
|---|---|---|---|---|
| Groceries | 2% cashback | AED 1,500 /mo | 5% pts equiv. WINNER | AED 3,000 /mo |
| Dining | 2% cashback WINNER | AED 1,000 /mo | — | — |
| Online Shopping | 2% cashback | AED 1,500 /mo | 2% pts equiv. | AED 1,500 /mo |
| Fuel | — | — | 2% pts equiv. WINNER | AED 500 /mo |
| Everyday | 1% cashback | No cap | 1% pts equiv. | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.