Head-to-head · UAE Credit Cards
ADIB Visa Cashback Car vs Flex Cash
ADIB Visa Cashback Card (Abu Dhabi Islamic Bank) vs Emirates NBD Flex Cash (Emirates NBD) — side-by-side UAE credit card comparison across all spend categories.
Overview
Abu Dhabi Islamic Bank
ADIB Visa Cashback Card
1 category won
AED 300/yr
vs
Emirates NBD
Emirates NBD Flex Cash
1 category won
No fee
Even match: Both cards win equal categories. Your spending mix determines the better choice.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | ADIB Visa Cashback Card | Cap | Emirates NBD Flex Cash | Cap |
|---|---|---|---|---|
| Groceries | 2% cashback | AED 1,500 /mo | 2% cashback | AED 1,500 /mo |
| Dining | — | — | 2% cashback WINNER | AED 1,000 /mo |
| Online Shopping | 2% cashback | AED 1,500 /mo | 2% cashback | AED 1,500 /mo |
| Fuel | 2% cashback WINNER | AED 500 /mo | — | — |
| Everyday | 1% cashback | No cap | 1% cashback | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.