Head-to-head · UAE Credit Cards

Flex Cash vs Manhattan Platinum

Emirates NBD Flex Cash (Emirates NBD) vs Standard Chartered Manhattan Platinum (Standard Chartered) — side-by-side UAE credit card comparison across all spend categories.

5 categories compared Mastercard · Mastercard

Overview

Emirates NBD
Emirates NBD Flex Cash
1 category won
No fee
vs
Standard Chartered
Standard Chartered Manhattan Platinum
2 categories won
AED 500/yr
Overall edge: Standard Chartered Manhattan Platinum wins 2 of 5 compared categories. 2 ties. The best card for you depends on where you actually spend most.

Reward rate comparison

Category winner highlighted in green. A "—" means the card has no verified rate for that category.

Category Emirates NBD Flex Cash Cap Standard Chartered Manhattan Platinum Cap
Groceries 2% cashback AED 1,500 /mo 3% cashback WINNER AED 2,000 /mo
Dining 2% cashback AED 1,000 /mo 2% cashback AED 1,000 /mo
Online Shopping 2% cashback WINNER AED 1,500 /mo
Fuel 1.5% cashback WINNER AED 500 /mo
Everyday 1% cashback No cap 1% cashback No cap
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.

Best card for specific merchants

See how these cards rank at specific UAE merchants:

Let Sikka pick between these cards — automatically

Tell Sikka what you spend on and where. We tell you which card wins, transaction by transaction.

Join the waitlist