Head-to-head · UAE Credit Cards
Lulu Titanium vs Cashback Card
Emirates NBD Lulu Titanium (Emirates NBD) vs Wio Bank Cashback Card (Wio Bank) — side-by-side UAE credit card comparison across all spend categories.
Overview
Emirates NBD
Emirates NBD Lulu Titanium
2 categories won
No fee
vs
Wio Bank
Wio Bank Cashback Card
2 categories won
No fee
Even match: Both cards win equal categories. Your spending mix determines the better choice.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | Emirates NBD Lulu Titanium | Cap | Wio Bank Cashback Card | Cap |
|---|---|---|---|---|
| Groceries | 5% pts equiv. WINNER | AED 3,000 /mo | 2% cashback | AED 1,500 /mo |
| Online Shopping | 2% pts equiv. | AED 1,500 /mo | 3% cashback WINNER | AED 1,000 /mo |
| Fuel | 2% pts equiv. WINNER | AED 500 /mo | — | — |
| Everyday | 1% pts equiv. | No cap | 1.5% cashback WINNER | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.