Wio Bank · Visa
Wio Bank Cashback Card
UAE credit card with up to 3% cashback. No annual fee.
Reward rates by category
| Category | Effective Rate | Monthly Cap | Notes |
|---|---|---|---|
| Groceries | 2% cashback | AED 1,500 /mo | 2% at supermarkets |
| Online Shopping | 3% cashback | AED 1,000 /mo | 3% on all online purchases |
| Everyday | 1.5% cashback | No cap | 1.5% on all other purchases — strong base rate |
Rates are approximate — verify with Wio Bank before applying.
Rates shown are based on publicly available information as of 2026-05-02. Verify current rates with Wio Bank before applying. Reward rates, monthly caps, and fee waivers change without notice. This page is informational only and does not constitute financial advice.
Key benefits
- No annual fee — digital-first bank
- 1.5% uncapped base rate — competitive for everyday spend
- 3% online cashback
- Instant cashback via Wio app
- Integrated with UAE banking ecosystem