Head-to-head · UAE Credit Cards
Cashback Credit Card vs Cashback Card
Mashreq Cashback Credit Card (Mashreq) vs Wio Bank Cashback Card (Wio Bank) — side-by-side UAE credit card comparison across all spend categories.
Overview
Mashreq
Mashreq Cashback Credit Card
1 category won
AED 300/yr
vs
Wio Bank
Wio Bank Cashback Card
1 category won
No fee
Even match: Both cards win equal categories. Your spending mix determines the better choice.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | Mashreq Cashback Credit Card | Cap | Wio Bank Cashback Card | Cap |
|---|---|---|---|---|
| Groceries | 2% cashback | AED 1,000 /mo | 2% cashback | AED 1,500 /mo |
| Dining | 5% cashback WINNER | AED 1,000 /mo | — | — |
| Online Shopping | 3% cashback | AED 1,500 /mo | 3% cashback | AED 1,000 /mo |
| Everyday | 1% cashback | No cap | 1.5% cashback WINNER | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.