Sikka Research · UAE Credit Cards

UAE credit-card rewards, explained

Plain-language guides to keeping more of the cashback, miles, and lounge access the cards in your wallet already earn.

UAE Credit Cards · 13 July 2026 · 6 min read

How Many Credit Cards Should You Carry in the UAE for Rewards?

More cards can mean more rewards, or just more annual fees and more chances to forget which one to tap. Here's how to think about card count in the UAE.

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UAE Credit Cards · 12 July 2026 · 4 min read

Cashback vs Miles in the UAE — Which Should You Optimise For?

Should a UAE cardholder chase cashback or air miles? A plain comparison of how each works, when miles beat cashback, when they don't, and how to decide based on how you actually spend and travel.

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UAE Credit Cards · 12 July 2026 · 3 min read

Do UAE Credit-Card Rewards Expire? Cashback, Points, and Miles

Do your UAE credit-card rewards expire? It depends on the type — cashback usually doesn't, points and air miles often do. Here is how expiry works for each and how to avoid losing what you earned.

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UAE Credit Cards · 12 July 2026 · 4 min read

How to Choose a Credit Card in the UAE — A Practical Checklist

A step-by-step checklist for choosing a UAE credit card — match rewards to your real spending, read the caps and minimum spend, check the FX markup and annual fee, and avoid the traps that cancel the headline rate.

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UAE Credit Cards · 12 July 2026 · 6 min read

How UAE Credit-Card Rewards Actually Work — Caps, Minimum Spend, FX, and the Fine Print

A plain guide to how UAE credit-card rewards really work — cashback vs points vs miles, monthly caps, minimum spend, category exclusions, and foreign-exchange fees — and how to know which of your cards wins a purchase before you pay.

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UAE Credit Cards · 12 July 2026 · 5 min read

How to Stop Wasting Your Credit-Card Rewards in the UAE (The Wrong-Card Leak)

Most UAE credit-card rewards are lost by tapping the wrong card, not by having bad cards. Here is why the "wrong-card leak" happens, how much it costs, and the simple habit that stops it.

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UAE Credit Cards · 12 July 2026 · 5 min read

UAE Credit-Card Rewards Glossary — Every Term That Decides Your Return

A plain-English glossary of UAE credit-card rewards terms — cashback, points, miles, monthly cap, minimum spend, MCC, FX markup, fee waiver, redemption, devaluation — each defined in one clear sentence.

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