Head-to-head · UAE Credit Cards

Titanium Cashback vs Flex Cash

Dubai First Titanium Cashback (Dubai First) vs Emirates NBD Flex Cash (Emirates NBD) — side-by-side UAE credit card comparison across all spend categories.

4 categories compared Mastercard · Mastercard

Overview

Dubai First
Dubai First Titanium Cashback
1 category won
AED 200/yr
vs
Emirates NBD
Emirates NBD Flex Cash
1 category won
No fee
Even match: Both cards win equal categories. Your spending mix determines the better choice.

Reward rate comparison

Category winner highlighted in green. A "—" means the card has no verified rate for that category.

Category Dubai First Titanium Cashback Cap Emirates NBD Flex Cash Cap
Groceries 2% cashback AED 2,000 /mo 2% cashback AED 1,500 /mo
Dining 2% cashback AED 1,000 /mo 2% cashback AED 1,000 /mo
Online Shopping 2% cashback WINNER AED 1,500 /mo
Everyday 1.5% cashback WINNER No cap 1% cashback No cap
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.

Best card for specific merchants

See how these cards rank at specific UAE merchants:

Let Sikka pick between these cards — automatically

Tell Sikka what you spend on and where. We tell you which card wins, transaction by transaction.

Join the waitlist