Head-to-head · UAE Credit Cards
Flex Cash vs Cashback Card
Emirates NBD Flex Cash (Emirates NBD) vs Wio Bank Cashback Card (Wio Bank) — side-by-side UAE credit card comparison across all spend categories.
Overview
Emirates NBD
Emirates NBD Flex Cash
1 category won
No fee
vs
Wio Bank
Wio Bank Cashback Card
2 categories won
No fee
Overall edge: Wio Bank Cashback Card wins 2 of 4 compared categories.
1 tie.
The best card for you depends on where you actually spend most.
Reward rate comparison
Category winner highlighted in green. A "—" means the card has no verified rate for that category.
| Category | Emirates NBD Flex Cash | Cap | Wio Bank Cashback Card | Cap |
|---|---|---|---|---|
| Groceries | 2% cashback | AED 1,500 /mo | 2% cashback | AED 1,500 /mo |
| Dining | 2% cashback WINNER | AED 1,000 /mo | — | — |
| Online Shopping | 2% cashback | AED 1,500 /mo | 3% cashback WINNER | AED 1,000 /mo |
| Everyday | 1% cashback | No cap | 1.5% cashback WINNER | No cap |
Disclaimer: Rates sourced from published bank terms and may have changed. Verify with your bank before applying.